Travel Insurance - Why It Is Important
I do not like to waste money either. However, for peace, take out insurance that offers health insurance, as well as loss and / or damage to luggage, including laptops and cameras, all in one package. If you are in adventure sports, make sure to have your favorite activities included as well, just in case you have failed. Being a diver, I recommend that divers check the DAN membership, as well.
in all the years I travel, I made one request, and came very close to not taking out travel insurance any more, and for some very short trips I have to admit, I do not bother. But then I decided to go on an indefinite leave of absence from my job in Cairns, and took out insurance for 12 months. $ 1,200 is a lot of money, but since I was going to spend all their time diving and traveling around Southeast Asia, traveling on my own, I felt that it was absolutely necessary that I covered.
Of course, doctor consultations and remedies in this part of the world are cheap compared to Western countries, but what about the cost if you need to stay in the hospital?
about 10 months after my trip, I was in the unfortunate situation to find out. Somehow I got a very bad bacterial infection in my leg, which, if untreated, may have resulted leg must be amputated. Within 30 minutes when I was a doctor at the hospital on intravenous antibiotike.10 day stay in hospital, the ward is reserved for Westerners and wealthy local patients (not that I asked for it, but it is believed that the department would be for domestic quite upsetting), and medicines and medical specialists' visits, would cost me about $ 3,500 - so in one fell swoop the premium paid for sebe.Najveći bonus, of course, is the fact that I'm still two feet.
So, if you are tempted to "save" on the insurance - no. It not only financially covered, but you also have someone to talk to when worried. My insurance company, for example, she called me from Australia every couple of days in Indonesia, just checking that I was comfortable with the care and treatment I primio.Jedina thing that did not work was a 24 hour emergency telephone number, as I tried to call the mobile phone. When I tried to do a reverse call charges, according to the instructions on the little card I had from an insurance company, which does not work either, as the Indonesian phone providers do not allow you to make a reverse call charges, so I e-mailed the insurance društvonekoliko days after I was admitted the hospital, which is good. It might be worth checking out before you leave home, whether the company you take out insurance with, has a 24 hour emergency number that can be reached via cell phone -. Even if you can not reverse the charges
Most insurance companies these days to let you out of politics online, and on-line, extend to cover the journey. If you take out travel insurance through a local travel agency, check if you can get a discount, as well as insurance companies pay travel agencies a fairly large commission.
